DivestInvest for Individuals

Through DivestInvest, each us can do what we can, with what we have, to stop climate change and protect our finances.

Bank Accounts

  • You can switch your bank account to a provider which doesn’t invest in fossil fuels. Most countries have institutions that don’t invest in fossil fuels and offer current accounts, savings and loans accounts.
  • Look out for ‘ethical banks’, ‘building societies’, or ‘credit unions’.

 

Bank Accounts Beddington Zero Energy Development (BedZED) , UK

Personal Investments

If you manage your own investments:

  • Decide your criteria for excluding or including companies. The DivestInvest pledge is the top 200 largest oil, gas and coal companies by reserves.
  • Assess where your investments are currently. There are several tools available to check this such as fossilfreefunds.org.
  • It’s also a good idea to look at the fund policies to ensure they won’t invest in fossil fuels in the future.
  • Sell any shares that fail to meet your criteria, and switch to ones that do.

If you have a fund manager:

  • Ask the fund manager to select funds or securities that meet your exclusion and inclusion criteria.
  • Ask them how they incorporate climate risk into their investment process.
  • If they are unable or unwilling to respond adequately, consider switching managers.

 

Personal Investments Children walking to a nearby river to get water in Lao PDR. Image: Asian Development Bank

Pensions and retirement savings

  • The structure of retirement savings can vary, so there is no single process to follow.
  • If you’re employer or private pension provider manages it, work with them to go through the steps for organizations wanting to DivestInvest.
  • A key step is to ask them to offer a fund which meets your investment criteria.

 

Pensions and retirement savings Photo by NCVO London (CC BY 2.0)

DivestInvest News

Keep up to date with the latest news and advice on how to DivestInvest.

There's a lot going in the DivestInvest movement. Please fill in the form to help us send the most relevant news and stories for you.

This is required.
This is required.
Incorrect email address.
This is required.
Organization
or
Individual This is required.

Thank you

Thank you for signing up.